How to get a Cash App card if you’re under 18


Imposing age restrictions on the use of personal finance apps is nothing new. However, current progress and lifestyle require us to relax some rules while keeping the lid on. The world is gradually becoming cashless. Nowadays, people are embracing online payment systems more than ever before. Thus, carrying cash becomes obsolete. It is therefore reasonable to integrate everyone involved in any form of monetary transactions into existing online payment solutions. Cash App has taken a bold step by opening up access and use of their services to teenagers (over 13 and under 18). Many parents welcome their move. But the question is, how can a teenager get a Cash App card under 18?

Cash App Card Explained

Cash App Card is like a Visa debit card which can be personalized according to specific user details and preferences. The debit card user can make all online and in-store purchases using this card, as long as their payment application balance allows. Considering that these cards allow for personalization and eliminate the need to carry cash, they have become an option for most parents, who order them and then give them to their school-going children to spend. With the cash app card use authorization for minors, teenagers aged 13 and under can now operate the cash app services.

What is a cash app

Developed and published by Block Inc. (formerly Square Inc.) in 2013, Cash App is a simple, safe and fast mobile application that allows its users to send and receive money through their mobile devices. The app can only be used in the United States and United Kingdom. It is free to download, install and use. To enjoy its unique features, you must first download it to your mobile device and create an account. Visit the App Store or Google Play Store, download the cash app and create your account and you will be able to;

  • Get a Cash App Card
  • Send and receive money from other users
  • Access Bitcoin and Stock investment opportunities, among others.

Get cash app card for teens 13-17

You must be of legal age (18 and over) to enjoy all the features of the cash app. However, users under 18 have access to limited features. It is important that this application is relatively safe because minors do not have to carry cash, and this is the joy of many parents. But Cash App’s terms and conditions of use are very clear. Any minor who intends to create an account with Cash App must be at least 13 years old or already emancipated. All they need to do is download the Cash app and create their account for free. However, there is a level of verification required before the teen can use this app. If they attempt to complete a transaction, the app will prompt them to enter their parent or guardian’s $cashtag username, phone number, or personal email address. The app will then use the entered information to gain approval from the teen’s parent or guardian. Once approved by their parent or guardian, the teenager will be able to:

  • Make direct cash deposits
  • Send, receive and request funds not exceeding $1,000 per 30 day period
  • Add up to $7,500 to their cash balance every 30 days
  • Spend $25,000 every 7 days
  • Make ATM withdrawals
  • Enjoy instant rewards like discounts
  • Use their payment card to pay for their purchases in specified businesses

How to get a payment card for an account holder over 13

The process is simple, provided the account is verified. Here are the steps a teen should follow when applying for a cash app card:

  • Access the Cash app on their iPhone or Android smartphone
  • Click on the payment card tab
  • Choose their favorite card style
  • Redesign the card by entering the desired emoticons and colors
  • Enter their details – name and date of birth
  • Provide contact information for their parents or guardians
  • Press send

The Cash app will ask the parent or guardian to confirm the details and authorize the teen’s request. After which, payment card processing will begin. The teenager will have his card within two weeks.

The Disadvantages of a Cash App for Teens 13+?

For a parent or guardian to authorize the use of the cash payment application for their child 13 years and older, they must have a registered and verified cash payment application account and a payment card. This makes them legally responsible for their teen’s cash app account. This means that the teenager in question is only an approved user. Thus, the parent or guardian will have global access and control over their teen’s cash app account. They can monitor their child’s monthly activities and deactivate or terminate their cash app account or payment card at any time. That said, if you are under 18 and over 13, you can use Cash App, but with limitations. Also, you will need to verify the account with the help of your parent or guardian to prevent it from being put on hold.

Cash app restrictions for users 13 and under

Cash app users under the age of 18 cannot use all the features of this mobile transaction service like cross-border payments, bitcoin, check deposit, investing, paper money deposit and loan. Also, these teenagers are not allowed to use their cash app card to transact at liquor stores, bars, casinos, nightclubs, hotels, among others. Like that’s all, they can’t use their card to pay for dating services, car rental, or a deposit.

Important points to keep in mind

Square requires parental or guardian supervision when using cash payment app services for minors 13 and older. Without adult involvement, the safety of these teenage users may be at stake. Unlike other financial services companies, Square opens its services to a young market. While this requires a certain level of parental responsibility, it also eliminates the need to carry cash, exposing young people to the benefits of a cashless society.


Children over 13 and under 18 can now take advantage of cash app services. However, this can only happen under the supervision of their specific parents or legal guardians, who have access to all transactions that occur under the teen’s cash app account.


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