TOPEKA, Kan. (WIBW) – Downloading apps like PayPal, Venmo, Cash App and Zelle can also add scam opportunities to your phone.
“Scammers take advantage of this by creating scenarios where they tell you there is something wrong with your account or masquerade as a friend asking for money. It’s really important to make sure when you send more to someone that the money you are sending the nickname to is correct, ”said Denise Groene.
The Better Business Bureau says to pay attention to the app settings on your device.
“So for example a lot of these digital wallets have settings where you can only send money to friends or family and that’s a way to protect yourself. “
Groene with the BBB says hackers like to “phish,” they can send thousands of emails masquerading as the company and will ask for personal information. She says businesses will let you know if there’s a problem with your account right in the app and never send an email.
“Cash App or any digital wallet will never contact you asking for your account information, so we’ve seen reports on our digital tracker where it shows a business. Let’s say Cash App calls someone and asks them for their bank account information or a shady email in which they may ask you to reset your password or your login information, ”she said.
Groene says prevention is your best protection.
“When setting up a digital wallet, consider inserting your credit card instead of your bank account, while some of these apps charge extra for using a credit card, but you get better consumer protection. . So if things go wrong and you use your bank account, they have direct access to your funds, ”she said.
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