Cash app fraud: 10 common scams to watch out for


It’s worth being careful – here’s how you can stay safe from fake giveaways, money scams, and other annoyances scammers use to cheat payment app users with their hard cash won

For today’s consumers, convenience is king. And at the heart of the digital experiences that make our lives easier is the smartphone. Over the years, these devices have become an extension of ourselves, slowly replacing our cameras, our PCs, and now our wallets.

But the popularity of the apps we use every day has made them an attractive target for scammers. And mobile payment apps like Cash App, Zelle, or Venmo that allow users to send money to each other are high on their priority list.

The Rise of the Cash App

Cash App is used by Tens of millions people every month, especially because the app allows users to send and receive money instantly. Although he understands several features including PIN and biometric authentication, account usage alerts and some protection against unauthorized charges, it cannot protect you from fraud. In short, if you are tricked into sending money to a fraudster, that money is likely gone and never coming back.

Understanding exactly what these scams might look like is the first step to staying safe.

Top 10 Cash App Scams

1. Super Cash App Friday Impersonators

The weekly cash back event on the platform’s Instagram and Twitter accounts has, predictably, been hijacked by fraudsters. They will contact a participant via social media, tell them they have won, and then ask for a fee in order to release the funds.

2. Cash back

The Cash App Friday/$Cashtag scam is sometimes the premise of another increasingly common type of fraud that takes advantage of the service. Users are contacted saying that if they send a specific amount of money, they will be sent back more than the original amount. As most of these deals are, this “cash flip” deal is too good to be true.

3. False Support

Scammers can create fake social media support accounts or use SEO poisoning to get fake websites with fake “Cash App support” phone numbers at the top of search results. When a user clicks on it and calls with a genuine complaint/request, they are asked for login details, which allows the scammer to hijack and wipe their accounts.

4. Sell ​​items online

Often, scammers try to sell non-existent items online, whether it’s a purebred puppy or tickets to a sold-out show. They can request a deposit, or even the full amount, to be sent via Cash App. But unlike using a credit or debit card, there is no buyer protection for the victim.

In other examples, scammers may target online sellers, sending fake payment notification screenshots and claiming that the balance will only appear in the seller’s Cash App account after delivery.

5. Phishing messages and vishing calls

Fraudsters also leverage the Cash App brand in classic email/SMS/phone social engineering efforts designed to trick victims into handing over their personal data. The goal, as in fake support scams, is to obtain information in order to hijack victims’ accounts.

6. Fake cash app receipts

The scammers claim that they sent money to a victim’s Cash App account by accident and demand that they return the amount. A spoofed receipt screenshot adds legitimacy to the claim.

7. Debit card scams

Cash App also offers debit card option for users. Scammers can use previously hacked personal information to register on behalf of a victim and have it sent to their home. They will ask the recipient to register an app and scan a QR code to activate it. These accounts could be used to launder funds from other scams.

8. Real estate rentals

In many cities in Europe and the United States, rental properties are scarce. Scammers are taking advantage of this growing demand by reposting previously advertised apartments and houses and asking for “deposits” and “application fees” via Cash App.

9. Romance scams

Romance scams resulted in losses of nearly US$1 billion for victims last year, according to the FBI. Via fake profiles on dating sites, scammers will gain the trust of their victims, pretend to “fall in love” with them, and then demand money via Cash App for expenses such as plane tickets, healthcare medical, etc. In some cases, Sugar Daddy scammers may also ask their targets to make upfront payments using Cash App or another peer-to-peer payment app with the promise of receiving cash more important later.

10. Investment Scams

This was another category of high-paying cybercrime, earn almost 1.5 billion US dollars for scammers Last year. Victims receive unsolicited emails/social media posts informing them of unbeatable (but fake) investment opportunities, often in cryptocurrency. As Cash App can be used legitimately to buy Bitcoin, it is a natural channel for crypto scams.

How to stay safe

The good news is that it shouldn’t take much to keep scammers at bay. By configuring the app’s most secure settings and treating any unsolicited contact with a healthy dose of skepticism, Cash App users can avoid most of the above scams. Consider the following:

  • Stay on top of phishing: Never click on links or respond to unsolicited emails, text messages or social media messages. Note that legitimate Cash App emails only come from, or And the company’s support team will never ask for a login, PIN, social security number (SSN), payment, or remote access app download.
  • Optimize account security: Enable two-factor authentication in any linked email account, enable notifications in Cash App to track payments and ensure that a password is required when making any payment.
  • Secure your mobile device: Add a strong password or PIN and/or biometric authentication for lock screen security.
  • Never send money to people you don’t trust: Be skeptical of any request – no matter how small – for “deposits”, payments in exchange for “free” cash and the like.
  • Minimize the risks: Limit the amount of money stored in the Cash App account.
  • The Google Cash app does not support: Use the chat function in the app Where these official channels offered by the application.

If you’ve been scammed, report it to Cash App. This way the company can try to get your money back or at least help protect other users.


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